N.F.I.P.

Sadly, the consequences of climate change are neither hypothetical, nor are they imagined.  This article examples how one coastal community is wrestling with increased flooding, rocketing insurance rates, and dropping property values.  This is very likely what lies ahead for countless coastal areas. https://www.nytimes.com/2017/04/18/magazine/when-rising-seas-transform-risk-into-certainty.html